Nepal Life Insurance

Why should ladies take insurance?

प्रकाशित मिति: २६ कार्तिक २०७४, आईतवार १०:००

सागर चन्द

             Essential causes on “why ladies should take insurance?”



Nov-12, Kathmandu/

with the changing worldly scenario, people are in a completion to prove themselves as superior. Ladies haven’t got free from this desire. The desire for fullest utilization of the technology and kissing the summit of success, people are getting restless. In this condition, in human life, accidentally, various incidents have to be facing an individual. For tackling this sort of risk, life insurance is a wonderful shield in itself. In the case of women, however, there are a lot of such risks, shows the study. In this article, we are going to point out 5 reasons why ladies should take insurance, irrespective of their status i.e. married, unmarried, employed or unemployed.

1) Employed ladies

In recent days, due to increasing marketization and inflation, the practice of both member i.e. husband and better half, earning is seen. Among both of you, if something undesirable happens at any time to one of you, then, the economic burden is sure to be heavy on the other member. Generally, male members are seen to be taking the insurance but, since, for the creation of the economic structure of the family , female do have the same role, to reduce the economic burden on children as well as the family, you should take the insurance too. Not only this, if you have your own private business or you are working in an important post, then you should take compulsorily life insurance because your earning do form significant portion of a family economic structure.

2) Solo lady

It is often believed ladies are dependent over male economically.But in recent days; Nepalese women are also being self-dependent. Some ladies even take the burden of entire family. If you are among such ladies then, you should take life insurance. The insurance money can be your long-term capital as well as can be utilized as a loan in the time of need. Not only this, this even supports your family members, dependent economically on you

3) Housewives

Running a household is also a whole time job. In Nepal, the majority of ladies work as a housewife. If there is any housewife in your family then, you should compulsorily take her insurance policy. In case of accidental death of the housewife; a burden will increase for the earning members which can have a negative impact over the earning of the family. But the expenditure tends to increase. Therefore, to save the families from economic burden take insurance policy for the housewife.

4) For retired life

Many people have a desire to have a resting retired life. But that retired life is seen to have been passing in lack of financial scarcity. Basically, ladies do spend their entire life earning for their family and at last, they have to live as an economic burden over rest of the members. If you have taken life insurance then your retired life is going to be easy and restful. On the other hand, you will not live as an economic burden over rest of the members.

5) To fulfill own dreams

In human life, there are a lot of dreams. But in some cases, the dreams can’t be fulfilled just because of economic scarcity. To save oneself from this sort of lacking, insurance has to be taken. Generally, for the high education of children, better nourishment, insurance helps us. Even, after your death too, if you have a desire to make economic fulfillment for your children, then life insurance is a great way to fulfill your dream.






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