Nepal Life Insurance

Too Much Expenses in Divorce? Do the Divorce Insurance

प्रकाशित मिति: २२ मंसिर २०७४, शुक्रबार १४:१५

Beema News

Beema News

As there is equal probability of every individual to get married there is an equal probability of getting divorced. For the relief from the unexpectedly high expenses of marriage, marriage insurance can be taken. Since marriage are becoming costly, the divorces are too becoming costly. But no matter to worry. You can get relief from tensions of the probable expenses of the divorce by taking the divorce insurance.

Divorce insurance is a sort of casualty insurance. To minimize the unexpectedly high financial burden during the time divorce, this insurance policy (contract) seems to be beneficial. If your married life is not going well then to provide you financial security the divorce insurance seems to be the best alternative.

 

Divorce insurance compensates for the expenses during the process of divorce .For instance, the compensation is for the lawyer’s fee, and document related expenses as well as the expenses for the legal proceedings.

 

                It should be understood that, this policy is not for stopping the divorce but to compensate for  the expenses in divorce.

 

The divorce policy, prepared on the basis of accidental insurance policy, compensates the divorcee for the expenses related to the expenses of divorce. However the compensation may vary as per the policy.

As per the Times Magazine, in America, out of total marriage 44% of the marriage are concluded with divorce annually. As per the study of    Times, within the first 8 months of marriage, maximum divorce are seen to be taking place. This practice is seen to be globally spreading day by day. With the increase in the divorce practice, the expenses in relation to divorce are seen to be increasing too. So to minimize the expenses in relation to divorce, this insurance policy has been constructed.

In America, the minimum expense of 15 thousand American dollar to the maximum of 35 thousand American dollar are seen to be incurred per divorce, as per the statistics. Similarly, in England, the average of 13 thousand pound sterling of expenses per divorce are seen to be incurred.

This policy can be bought by the payment of 16 American dollar per month. As per another study of the Times Magazine, out of total individuals, filing for the divorce, 70 percent of them come within the marginal line of poverty by incurring the expenses, related to divorce merely. This policy of divorce which can be bought for the payment of 16 American dollar can be purchased in unit. Per unit provides the coverage of 1 thousand 2 hundred 50 American dollar.

The term period of divorce policy is of 48 months. So, prior to the maturity of the policy term, the divorce should take place.

The practice of divorce policy started from 2005 AD. In 2010, first of all this policy was sold. Now, globally this insurance policy is being sold.

 

 

 

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